Loan apps are the best way to deal with some emergencies that arose when you need some money to settle your pending bills.
These loan apps will provide you with some kind of loan for some particular time through these loan apps you can pay off your debts.
There are various loan apps available I have gathered the 10 best loan apps for you which are easy to access and secure to use.
1. Earnin
Earnin is the best loan app for you that gives you the freedom to receive some loans if you are living on paychecks.
Here workers with just bank accounts can access the loan at ease these is how much useful this app is.
All you have to do is install the app and register on it and it will ask for some details related to your bank account and how much money you receive in your monthly payments.
Earnin Features:
- Easy to receive loans
- You just need bank accounts
- Keeps track of how much you are paid hourly basis
- You can upload a timesheet on the app
2. Brigit
If you are looking for an app that allows you to get a loan before your next paycheck then Brigit is the best loan app for you.
It helps you to manage your budget and grants you a loan before your next payday these is how much it is useful.
After installing this Loan app if you want to be eligible for a loan then you need to submit an active checking account and the account has a history of 60days.
Brigit Features:
- You get a loan before your next payday
- You just need to submit an active account
- Short-term loan transfer
- Suggest a side hustle to help boost your income
3. Dave
If you are looking for a powerful app that helps with funds before the next payday then Dave is the best loan app for you.
If you don’t want to indulge in bank overdrafts then it provides you cash in advance so you don’t have to deal with banks.
It keeps track of how much you are spending money on monthly basis and when you borrow from it automatically debits you when your paycheck drops.
Dave Features:
- Offers you financial tips
- Provide you cash in advance
- Keeps track of your monthly spending
- Suggest you side hustles
4. MoneyLion
MoneyLion is the best loan app that gives you an advance fund before your payday and you don’t need to worry about your monthly expenses.
The Loan app helps you get small loans within the months. With this app account, you get to enjoy the app’s inst cash.
Here you can request a loan at any time and you can request loans of up to $250 or more according to your eligibility criteria.
MoneyLion Features:
- Offers you small lessons
- Request loans of up to $250
- No interest fee
- You don’t have to pay a monthly fee
5. Chime
Chime is the best loan app that helps you receive your paycheck two days before payday, so you get a loan faster than other apps.
The best part about this Loan app is that it helps you to keep track of spending and the total transactions you carry out.
If there is an unauthorized transaction then you can quickly disable your card with a touch This is how simple this app is to use.
Chime Features:
- Very simple to use
- Offers paycheck two days before payday
- Easy to disable the card
- Request a loan of up to $100
6. Solo Funds
If you need an app that provides you with money instantly without any problem then Solo Funds is the best loan app for you.
It offers you $50 to $500, and there is no minimum credit score requirement this app is highly secured so you can easily get loans.
Here you need to repay within 15 days or less and tips typically range from 3% to a 10% maximum, which is much less in my opinion.
Solo Funds Features:
- Offers you money instantly
- Offers $50 to $500,
- Easy to use
- Repay in 15 days
7. PossibleFinance
PossibleFinance is the best loan app that provides you loans up to $500 with no credit check and these loan amounts vary by state.
There is a 29-day grace period if you suffer a financial emergency, and payday loans have an average APR of 400% and require you to repay the money with your next paycheck.
If you want to qualify for this Loan app then you need to have a checking account history of at least three months and direct deposits of $750 per month or more.
PossibleFinance Features:
- You can request loans up to $500
- There is no credit check
- You can link an external bank account
- You’re not charged a monthly membership fee
8. Albert
Albert is another best loan app that provides you real money in advance up to $250 with no interest or credit check.
The best part about this app offers you loans in very simple ways and doesn’t charge interest or check your credit.
Here free deposits occur within two to three business days, though there is a “small fee” for instant funding.
Albert Features:
- Easy to use
- If your bank with Albert, then no administrative fees
- It provides loans up to $250.
- It doesn’t charge interest or check your credit.
9. Cleo
If you are looking for an app that provides you with a decent amount of money then Cleo is the best loan app for you.
It offers you a loan of up to $20 to $70 until you build a reliable reputation, you can receive up to $100 with no interest or credit check later.
The app has a $5.99 monthly membership fee, and instant cash advances also cost $3.99 so in order to use the app you need to pay the fee.
Cleo Features:
- It provides you loans up to $100
- It doesn’t charge interest or check credit
- Standard four-day funding is free
10. SoFi
If you are looking for an app that offers you a wide range of loans, including personal loans then SoFi is the best loan app for you.
Here you can apply to borrow $5,000 to $100,000 with a personal loan and you get the funds as soon as possible or even on the same day.
The exact time it will take to come to account is different by bank account it totally depends on your bank account and how much time it will take.
SoFi Features:
- Easy to use
- Borrow $5,000 to $100,000 with a personal loan
- Get instant loan
- Wide range of loans
